There are some crucial steps that any consumer must take to maximize the results they receive while having their credit improved. It’s essential to tell your clients about these steps to insure they are accountable for their results, and to insure they take necessary steps to complete the credit repair process with the best resu ..

Rights under the FDCPA

Here is a brief review of our rights under the FDCPA: It details a person’s right to request more information about the alleged debt. The procedure is called debt validation and it’s a powerful intervention that we will be explaining in greater detail. Until then, understand that debt validation allows every consumer the right ..

Reading Credit Reports

You probably have a good grasp on how to read and interpret a credit report. But do your customers know how? Many consumers have no idea how to read a credit report, or what most items on a credit report even mean. This is why it’s a great idea to record video of you or a team member going through a review of how to read a cred ..

Re-negotiate Your Current Interest

Many credit card issuers charge interest rates as high as 30% interest (APR) or higher. And most people do not realize that you can negotiate with your credit card company for a lower rate, especially if you've had any of your credit cards for a long time. To do this all a consumer needs to do is to call their credit card issuer and i ..

Proof of Address and the Bureaus

When running your credit repair business the credit bureaus require proof of client’s addresses to process most disputes. In some cases they will process disputes without the address. But even in those cases, they will still send a letter to your clients informing them that they won’t process their disputes without proof  ..

Polite Dispute Requests

A polite and courteous request is just that-- communicating in a polite and courteous “matter of fact” manner. An example of an intervention under this category is the goodwill request. A goodwill request is a letter sent to the creditor (e.g. Chase) asking them to pretty please remove the negative item from credit report, ..

Personal Profile

Every credit report has a personal profile section. This area covers the consumer’s current and past addresses and employers, their date of birth, and AKA information. When clients are reviewing reports for errors they will first want to start by looking at the spelling of their name and their other aliases. You can then help them disp ..

Percentage of High-Credit Used Accounts for 30%

The second largest factor in a consumer credit scores is the amount you owe in relation to your high credit limits. If a consumer is carrying high credit card balances, they can actually hurt their credit scores almost as much as paying the account late every month. This is because if they go late they affect 35% of their score that  ..

Payment History Accounts for 35%

Consumer payment history is the largest aspect of the credit score, as you might expect. In total payment history accounts for 35% of the total score. This aspect of the total score calculation is based on prior payment history with creditors. Late payments, defaulted accounts, bankruptcies, and all other negative information on t ..

Passion 2 Profit Millionaire Moves

During this webinar you will hear from industry leading marketing and branding authority Joel Bauer. Joel reveals some of his most explosive Millionaire Moves that can help you take your business to a whole other level. Learn the secrets Joel usually charges over $15,000 in his seminars for attendees to hear including how to get your busi ..

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